In the first part of our Singapore Property Market Snapshot for July 2026, we looked at overall resale activity across condos, HDB flats and landed homes, including transaction volumes, pricing trends, popular projects and the month’s highest-value transactions.
In this second part, we turn our attention to resale gains and losses, examining which properties delivered the strongest gains for owners and which transactions ended in losses.
Condo Resale Gains and Losses in July 2026
1. Top 5 Condo Resale Gains
Image: Top 5 Condo Resale Gains in July 2026. Source: RealInsight
The top 5 condo resale gains in July 2026 were dominated by large freehold homes, with gains ranging from S$3.75 million to S$7.26 million. A four-bedroom unit at Ardmore Park recorded the highest gain at S$7.26 million, after it was resold for S$12 million following a holding period of 29 years and 7 months.
The rest of the list comprised of transactions for units at 8 Orange Grove Road with a gain of S$6.5 million, The Peak at S$5.4 million, The Claymore at S$4.02 million and Leedon Residence at S$3.75 million.
The five properties ranged from 2,680sqft to 5,522sqft. Four were held for around 20 years or longer, allowing substantial time for capital appreciation, while several are located in established prime residential areas. The results suggest that long holding periods, sizeable units and scarce freehold properties were common characteristics among July’s strongest condo resale gains.
2. Top 5 Condo Resale Losses
Image: Top 5 Condo Resale Losses in June 2026. Source: RealInsight
The top 5 condo resale losses in July 2026 ranged from S$1.03 million to S$2.35 million. Belle Vue Residences recorded the largest loss, with a three-bedroom unit resold for S$4.85 million after 15 years and 4 months, resulting in a S$2.35 million loss.
It was followed by units at The Orchard Residences at S$1.68 million, another Belle Vue Residences unit at S$1.62 million, The Scotts Tower at S$1.06 million and Scotts Square at S$1.03 million.
The losses were concentrated among properties in prime central locations, with holding periods of roughly 13 to 19 years. Three of the five were freehold, while two were leasehold. Several transactions also had relatively high previous purchase prices and PSF levels, suggesting that entry price may have played a role in the weaker resale outcomes, particularly where current resale prices remained below earlier acquisition levels.
HDB Resale Gains and Losses in July 2026
1. Top 5 HDB Resale Gains
Image: Top 5 HDB Resale Gains in June 2026. Source: RealInsight
The top 5 HDB resale gains in July 2026 ranged from S$450,000 to S$693,500. A five-room flat at Shunfu Gardens recorded the highest gain at S$693,500, after selling for S$915,000 following a holding period of 18 years and 6 months.
It was followed by an executive flat at Tampines Arcadia with a S$670,000 gain, a 5-room unit at The Pinnacle@Duxton at S$508,888, a 5-room unit at Block 138 Pasir Ris Street 11 at S$465,000, and a 3-room unit at Block 830 Woodlands Street 83 at S$450,000.
Most of the strongest gains came from larger flats, including five-room and executive units, with several held for close to 20 years. One notable exception was the 3-room unit at Block 830 Woodlands Street 83, which still ranked among the top five with a S$450,000 gain, an unusual result given the smaller flat type. Overall, larger floor areas and longer holding periods remained common among July’s top HDB resale gains
2. Top HDB Resale Loss
Image: Top HDB Resale Loss in June 2026. Source: RealInsight
Only one HDB resale loss was recorded in July 2026. A 3-room flat at Lew Lian Gardens in Serangoon was resold for S$420,000, resulting in a S$55,000 loss after a holding period of just 9 months and 4 days.
The fact that only one loss appeared in the dataset suggests that resale losses were relatively uncommon among July’s HDB transactions. The standout feature was the very short holding period, with the flat changing hands less than a year after its previous transaction, well before the typical five-year Minimum Occupation Period (MOP), suggesting that the resale was likely permitted under special circumstances.
Landed Resale Gains and Losses in July 2026
1. Top 5 Landed Resale Gains
Image: Top 5 Landed Resale Gains in June 2026. Source: RealInsight
The top 5 landed resale gains in July 2026 ranged from S$8.78 million to S$25.1 million. A Good Class Bungalow at Swettenham Road recorded the highest gain at S$25.1 million, after selling for S$31.8 million following a holding period of 19 years and 10 months.
It was followed by detached houses at Trevose Crescent at S$13.9 million, Lauw & Sons Garden at S$10.39 million, and two semi-detached homes at Watten Estate with gains of S$9.14 million and S$8.78 million.
The strongest gains were concentrated in large landed homes within established prime enclaves, including detached and semi-detached properties. Holding periods were also notably long, ranging from about 20 to 30 years. The Swettenham Road GCB stood out for both its large 15,553sqft land plot and gain, while the other transactions similarly benefited from substantial land sizes and long-term ownership.
2. Top 3 Landed Resale Losses
Image: Top 5 Landed Resale Losses in June 2026. Source: RealInsight
Only three landed resale losses were recorded in July 2026, ranging from S$532,500 to S$800,000. A detached house at Hong Kong Park recorded the largest loss at S$800,000, after selling for S$4.2 million following a holding period of 15 years and 5 months.
It was followed by a freehold terrace house at The Seawind with a S$540,000 loss, and a leasehold terrace house at Euhabitat with a S$532,500 loss.
With just three loss-making transactions, landed resale losses appeared relatively limited in July. All three were strata landed homes and had been held for more than 13 years, suggesting the losses were not simply tied to short holding periods. The transactions were also spread across different tenure types, making it difficult to attribute the losses to any single factor.
July’s resale data showed strong gains across all three property segments, with landed homes recording the largest absolute gains, followed by condos and HDB flats. Condo transactions also accounted for several sizeable losses, while landed losses were limited to a small number of transactions. HDB gains remained notable, including several large flats and even a 3-room unit among the top performers, showing that strong resale outcomes were not confined to one flat type.
Across the top-performing transactions, longer holding periods, larger homes and established locations were recurring characteristics, particularly among condos and landed properties. Freehold tenure was also common among the strongest condo gains. By contrast, some loss-making properties had relatively high previous entry prices despite being held for many years. Overall, July’s data suggests resale profitability was shaped by a combination of purchase price, property characteristics, location and holding period rather than any single factor.
Read Part 1 of the Property Market Snapshot for July 2026 here, where we analyse resale trends across condos, HDBs and landed homes.
*The data presented in this monthly report is accurate as of 12 August 2026. While we strive to provide the most up-to-date information available, it is important to note that there may be a small percentage of transactions that experience delays in reporting from the respective agencies and government sources. Therefore, the data provided should be interpreted with this in mind, and you are encouraged to verify the latest information for your specific needs.
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Continue to read our previous monthly reports:
Singapore Property Market Snapshot – June 2026:
- Part 1 - Resale Trends Across Condos, HDBs and Landed Homes
- Part 2 - Gains and Losses Across Condos, HDBs and Landed Homes
- Part 3 - Rental Trends Across Condos, HDBs and Landed Homes
Singapore Property Market Snapshot – May 2026:
- Part 1 - Resale Trends Across Condos, HDBs and Landed Homes
- Part 2 - Gains and Losses Across Condos, HDBs and Landed Homes
- Part 3 - Rental Trends Across Condos, HDBs and Landed Homes
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